A strong 245/45R20 tire should match your vehicle’s load and speed requirements while delivering the seasonal traction and handling you need. For SUV and crossover drivers seeking an all-season option, the Kumho Crugen HP71 pairs a 103V XL rating with a stated 65,000-mile limited tread-life warranty. Performance-oriented drivers have choices such as the Travelstar UN33, with a 103W XL rating and M+S designation, or the warm-weather Lexani LX-Twenty, which lists a 55,000-mile limited tread-life warranty.
This roundup compares 10 tires in the exact 245/45R20 size, including single tires and sets of four. Check your vehicle’s required load and speed ratings before choosing: matching the size alone does not confirm compatibility.
The Kumho Crugen HP71 is the best overall choice here for drivers of CUVs and SUVs who want an all-season 245/45R20 tire. It has a 103V XL rating, a stated 65,000-mile limited manufacturer tread-life warranty, and features intended to reduce road noise and improve wet traction. Drivers prioritizing a 103W rating and a set of four can instead consider the Travelstar UN33; its product listing specifies M+S-rated all-season performance and a three-year road warranty.
Our Top Picks

Its 103V XL rating suits SUV and crossover use, and the listing specifies all-season traction features and a 65,000-mile limited tread-life warranty.
View on Amazon
All-Season SetThis set of four has a 103W XL rating, M+S-rated all-season versatility, and a listed three-year road warranty.
View on Amazon
Tread-Life CoverageThe 103W XL tire lists a 55,000-mile limited tread-life warranty, an asymmetric tread, and grooves and sipes for wet-road traction.
View on Amazon- Quiet Ride Focus Goodyear Eagle Touring
- Wet-Traction Design Lionhart LH-Five
Compare the 245/45R20 Tire Options
| # | Product | Size | Rim Size | Load Capacity | Buy |
|---|---|---|---|---|---|
| 1 | 1. Kumho Crugen HP71Best Overall | 245/45R20 | 20 in | 16 oz | View on Amazon |
| 2 | 2. Travelstar UN33All-Season Set | 245/45R20 103W | 20 in | 1929 lb | View on Amazon |
| 3 | 3. Lexani LX-TwentyTread-Life Coverage | 245/45R20 | 20 in | 1609 lb | View on Amazon |
| 4 | 4. Goodyear Eagle TouringQuiet Ride Focus | 245/45R20 99V SL | 20 in | 16 oz | View on Amazon |
| 5 | 5. Ironman iMove Gen 3 A/SSport sedan all-season handling | 245/45R20 | 20 in | 1929 lb | View on Amazon |
| 6 | 6. Lionhart LH-FiveWet-Traction Design | 245/45R20 | 20 in | 1929 lb | View on Amazon |
| 7 | 7. Fullway HP108All-season 20-inch replacement | 245/45R20 | 20 in | 1929 lb | View on Amazon |
| 8 | 8. Fullway HP108 SetAll-season SUV set buyers | 245/45R20 | 20 in | 1929 lb | View on Amazon |
| 9 | 9. Mastertrack M-TRAC HPFour-tire replacement buyers | 245/45ZR20 103Y | 20 in | 1929 lb | View on Amazon |
| 10 | 10. Aplus Pro RacingDry-road performance drivers | 245/45ZR20 | 20 in | 16 oz | View on Amazon |
Detailed Reviews: Best 245 45 R20 Tires

#1 · Best Overall
1. Kumho Crugen HP71
- Size: 245/45R20
- Rim Size: 20 in
- Load Capacity: 16 oz
Best for: Quiet CUV and SUV touring.
Why it ranks #1: Its 103V XL rating suits SUV and crossover use, and the listing specifies all-season traction features and a 65,000-mile limited tread-life warranty.
Kumho’s Crugen HP71 combines four wide grooves for wet-road water evacuation with tread sipes that remove slush, giving CUV and SUV drivers specific wet- and winter-traction benefits. Variable Pitch Technology targets lower road noise, while a 65,000-mile limited tread-life warranty adds a stated longevity benchmark.
The four wide grooves move water away from the tread to boost wet traction and reduce the likelihood of hydroplaning, while sipes remove slush for better winter traction. Variable Pitch Technology is specified to reduce road noise, a comfort benefit for CUV and SUV road use. The tire is identified for those vehicle types and sized 245/45R20. Its 65,000-mile limited tread-life warranty offers a stated reference, though warranty terms apply as specified by the manufacturer.
- Four wide grooves support wet traction
- Sipes remove slush for winter traction
- Variable Pitch Technology targets lower road noise
- 65,000-mile limited tread-life warranty
- The listed 103V XL specification may not suit vehicles requiring a higher speed rating.
Skip it if your vehicle requires a speed rating above V; the Travelstar UN33 is listed with a 103W specification.
The Crugen HP71 fits CUV and SUV drivers seeking 245/45R20 all-season wet and slush traction, quieter running, and a stated tread-life warranty. Check that its 103V XL specification matches your vehicle’s requirements.
Full product details
| Brand | Kumho |
|---|---|
| Included Components | Tire Only |
| Item Dimensions | 27 x 27 x 10 inches |
| Item Weight | 28.3 pounds |
| Load Capacity | 16 ounces |
| Manufacturer | Kumho |
| Part Number | 2344523 |
| Manufacturer Warranty Description | 65,000 Mile Limited Warranty |
| Model Number | 2344523 |
| Rim Size | 20 inches |
| Size | 245/45R20 |
| Vehicle Tire ISO Metric Size Description | 245/45R20 |
Listed on Amazon as: Kumho Crugen HP71 All Season 245/45R20 103V XL SUV/Crossover Tire
View on Amazon
#2 · All-Season Set
2. Travelstar UN33
- Size: 245/45R20 103W
- Rim Size: 20 in
- Load Capacity: 1929 lb
Best for: Quiet all-season steering.
Why it ranks #2: This set of four has a 103W XL rating, M+S-rated all-season versatility, and a listed three-year road warranty.
Travelstar’s optimized center rib aims to deliver sharp steering response and cornering stability, distinguishing the UN33 for drivers who want a responsive all-season tire. M+S-rated versatility covers rain, light snow, and variable conditions, while its optimized pitch design targets quieter drives in the 245/45R20 size.
The center rib is specified to improve steering response and cornering stability, benefits relevant to drivers who want a more direct feel on the road. M+S-rated all-season performance is listed for rain, light snow, and variable conditions, while four wide circumferential grooves provide drainage channels. Its optimized pitch design targets a quieter ride, adding a comfort consideration alongside handling. This listing is a set of four 245/45R20 tires, with a 103W XL specification for vehicle fit checks.
- Optimized center rib for steering response
- M+S-rated use in rain and light snow
- Four wide circumferential drainage grooves
- Set of four with 103W XL specification
- The listed winter scope specifies light snow, not severe winter conditions.
Skip it if you need stated traction for snowy conditions beyond light snow; the Goodyear Eagle Touring lists snowy-condition traction.
The UN33 fits drivers seeking a four-tire 245/45R20 all-season set with responsive steering, drainage, and a quieter-ride focus. Its listed snow suitability is limited to light snow, so consider climate and road conditions.
Full product details
| Brand | TRAVELSTAR |
|---|---|
| Included Components | Tire |
| Load Capacity | 1929 pounds |
| Manufacturer | Travelstar |
| Part Number | TRAVHP002-A4B |
| Manufacturer Warranty Description | 3 Years Road Warranty |
| Model Number | TRAVHP002-A4B |
| Rim Size | 20 inches |
| Size | 245/45R20 103W |
| Vehicle Tire ISO Metric Size Description | 245/45R20 |
Listed on Amazon as: Set of 4 Travelstar UN33 245/45R20 103W XL High Performance Tires
View on Amazon
#3 · Tread-Life Coverage
3. Lexani LX-Twenty
- Size: 245/45R20
- Rim Size: 20 in
- Load Capacity: 1609 lb
Best for: Quiet warm-weather touring.
Why it ranks #3: The 103W XL tire lists a 55,000-mile limited tread-life warranty, an asymmetric tread, and grooves and sipes for wet-road traction.
The Lexani LX-Twenty pairs an asymmetric tread with a 55,000-mile limited tread-life warranty, making it a performance tire with a stated longevity figure. Grooves and sipes support wet-road traction, while its construction is specified to reduce road noise and vibration for a more comfortable ride in its intended warmer-weather conditions.
The asymmetric tread supports sporty handling, giving performance-minded drivers a defined reason to consider this 245/45R20 tire. Grooves and sipes help move water away and boost traction, supporting wet-road use, while the manufacturer identifies warmer weather as its intended climate. Its optimized construction is intended to reduce noise and vibration in the cabin. The 55,000-mile limited tread-life warranty provides a stated ownership benchmark, but does not change the product’s warm-weather positioning.
- Asymmetric tread for sporty handling
- Grooves and sipes support wet traction
- Construction targets lower road noise and vibration
- 55,000-mile limited tread-life warranty
- It is specified for warmer-weather conditions, not year-round use.
Skip it if you need a listed all-season tire for snow; the Goodyear Eagle Touring specifies traction in wet, dry, and snowy conditions.
Consider the LX-Twenty for a 245/45R20 performance car used mainly in warmer weather, especially if quieter running and a stated tread-life warranty matter. Its warm-weather designation makes seasonal climate a key fit consideration.
Full product details
| Brand | Lexani |
|---|---|
| Included Components | TIRE |
| Item Dimensions | 29 x 10 x 29 inches |
| Item Weight | 26 pounds |
| Load Capacity | 1609 pounds |
| Manufacturer | Lexani |
| Part Number | LXST202045010 |
| Manufacturer Warranty Description | See Manufacturer Website |
| Model Number | LXST202045010 |
| Rim Size | 20 inches |
| Size | 245/45R20 |
| Vehicle Tire ISO Metric Size Description | 245/45R20 |
Listed on Amazon as: Lexani LX-Twenty 245/45R20XL 103W BSW
View on Amazon
#4 · Quiet Ride Focus
4. Goodyear Eagle Touring
- Size: 245/45R20 99V SL
- Rim Size: 20 in
- Load Capacity: 16 oz
Best for: Quiet all-weather touring.
Why it ranks #4: Its all-season design lists biting edges for wet, dry, and snowy conditions, plus an optimized tread pattern intended to quiet on-road noise.
Goodyear’s Eagle Touring combines an optimized road-contact area with biting edges, supporting responsive handling and traction across wet, dry, and snowy conditions. Its optimized tread pattern also targets quieter on-road driving, making this 245/45R20 all-season tire a considered option for drivers seeking touring comfort alongside varied-weather capability.
The optimized contact area is specified to enhance handling and responsiveness, giving drivers a direct benefit for everyday steering control. Biting edges help provide traction in wet, dry, and snowy conditions, supporting its all-weather positioning. Meanwhile, the optimized tread pattern is intended to quiet on-road noise, a relevant consideration for regular road use. The listed size is 245/45R20, with a 99V SL specification; buyers should compare that service description with their vehicle’s requirements.
- Contact area optimized for handling and responsiveness
- Biting edges support wet, dry, and snowy traction
- Tread pattern targets quieter on-road driving
- 245/45R20 size with 99V SL specification
- Its 99V SL specification is lower than the 103W XL options in this roundup.
Skip it if you require a 103W XL specification; the Kumho Crugen HP71 is listed as 103V XL.
Choose the Eagle Touring if you want a 245/45R20 all-season tire with listed wet, dry, and snowy traction features and a quieter-road emphasis. Check the 99V SL specification against your vehicle’s tire requirements before buying.
Full product details
| Brand | Goodyear |
|---|---|
| Included Components | Tire |
| Item Dimensions | 25 x 7.5 x 25 inches |
| Item Weight | 25 pounds |
| Load Capacity | 16 ounces |
| Manufacturer | Goodyear |
| Part Number | 102035387 |
| Manufacturer Warranty Description | Replacement Limited Warranty |
| Model Number | 102035387 |
| Rim Size | 20 inches |
| Size | 245/45R20 99V SL |
| Vehicle Tire ISO Metric Size Description | 245/45R20 |
Listed on Amazon as: Goodyear Eagle Touring All Season 245/45R20 99 V Tire
View on Amazon
#5
5. Ironman iMove Gen 3 A/S
- Size: 245/45R20
- Rim Size: 20 in
- Load Capacity: 1929 lb
Best for: Sport sedan all-season handling.
Why it ranks #5: This 103W all-season tire is described for sport and performance-oriented coupes and sedans, with large shoulders intended to aid cornering.
Ironman’s iMove Gen 3 A/S uses large shoulders to improve cornering and handling, giving this all-season tire a performance-oriented focus for coupes and sedans. Its all-season rubber compound is specified to provide solid traction, making it relevant to drivers seeking sport-oriented road behavior in the 245/45R20 size.
Large shoulder blocks are identified as a handling and cornering aid, which suits the listed sport- and performance-oriented coupes and sedans. The all-season rubber compound is specified to provide solid traction, connecting its performance focus with varied-season use. The 245/45R20 size and 103W specification give buyers concrete fit details to compare with their vehicle. The listing does not provide specific wet, snow, noise, or tread-life claims, so buyers should base their decision on the stated handling and all-season description.
- Large shoulders improve cornering and handling
- All-season rubber compound
- Positioned for sport and performance-oriented coupes and sedans
- 245/45R20 size with 103W specification
- The supplied description gives no specific tread-life figure.
Skip it if you want a stated 65,000-mile tread-life warranty; the Kumho Crugen HP71 lists one.
Consider the iMove Gen 3 A/S for a sport-oriented coupe or sedan needing a 245/45R20 all-season tire with shoulder-focused handling. The supplied details do not state mileage or specific wet- and snow-traction features.
Full product details
| Brand | Ironman |
|---|---|
| Included Components | Tire Only |
| Item Dimensions | 28.7 x 8 x 28.7 inches |
| Item Weight | 30 pounds |
| Load Capacity | 1929 pounds |
| Manufacturer | Ironman |
| Part Number | 98433 |
| Manufacturer Warranty Description | Standard Manufacturer Warranty |
| Model Number | 98433 |
| Rim Size | 20 inches |
| Size | 245/45R20 |
| Vehicle Tire ISO Metric Size Description | 245/45R20 |
Listed on Amazon as: Ironman iMove Gen 3 A/S UHP All Season 245/45R20 103W Passenger Tire
View on Amazon
#6 · Wet-Traction Design
6. Lionhart LH-Five
- Size: 245/45R20
- Rim Size: 20 in
- Load Capacity: 1929 lb
Best for: Wet-road performance drivers.
Why it ranks #6: Its 103W rating, four water-clearing grooves, and 40,000-mile mileage warranty support a performance-focused choice with listed wet-traction features.
Four vertical grooves on the Lionhart LH-Five direct water away from the tread, giving this ultra-high-performance tire a specific wet-road advantage. Its 3D multiwave sipes further support wet traction and even wear, while reinforced outer-shoulder tread blocks target dry-road contact and cornering in the 245/45R20 size.
The circumferential grooves are specified to clear water and improve wet traction, while 3D multiwave sipes add wet grip and help provide even wear. For dry-road handling, reinforced outer-shoulder tread blocks maximize tire-to-road contact and support cornering. A continuous inner rib is intended to maintain stability and traction during acceleration and braking. These features suit performance-oriented driving, and the listed 40,000-mile mileage warranty provides an ownership reference; the tire is not for sale in Arkansas.
- Four grooves clear water for wet traction
- 3D multiwave sipes support wet grip and even wear
- Reinforced shoulder blocks target dry cornering
- 40,000-mile mileage warranty
- This product is not for sale in Arkansas.
Skip it if you live in Arkansas; this Lionhart product is not for sale there.
The LH-Five suits performance-oriented drivers seeking wet-road drainage and dry cornering support in 245/45R20. Its listed 40,000-mile mileage warranty adds a reference point, but buyers in Arkansas cannot purchase this product.
Full product details
| Brand | Lionhart |
|---|---|
| Included Components | Tire Only |
| Item Dimensions | 28.7 x 28.7 x 9.6 inches |
| Load Capacity | 1929 pounds |
| Manufacturer | Lionhart |
| Part Number | LHST52045010 |
| Manufacturer Warranty Description | Mileage warranty: 40000 |
| Model Number | LHST52045010 |
| Rim Size | 20 inches |
| Size | 245/45R20 |
| Vehicle Tire ISO Metric Size Description | 245/45R20 |
Listed on Amazon as: Lionhart LH-Five 245/45R20 103W
View on Amazon
#7
7. Fullway HP108
- Size: 245/45R20
- Rim Size: 20 in
- Load Capacity: 1929 lb
Best for: All-season 20-inch replacement.
Why it ranks #7: This 245/45R20 all-season XL tire has a 103W rating and 1,929-pound listed load capacity, though the listing provides limited performance detail.
The Fullway HP108 combines an all-season designation with a 245/45R20 size, offering a straightforward match for drivers replacing tires on compatible 20-inch wheels. Its XL rating and stated 1,929-pound load capacity give buyers specific construction and capacity details to compare with their vehicle needs before selecting this high-performance radial.
The 245/45R20 size and 20-inch rim specification establish the stated wheel fit, while the XL designation and 1,929-pound load capacity provide details for checking vehicle requirements. All-season classification makes this tire relevant to drivers seeking one tire category for changing seasonal conditions, and its high-performance radial description identifies its product category. This listing is for a single tire, so buyers replacing a full set need to account for the number required. No tread-life figure is supplied in the specifications.
- All-season tire classification
- 245/45R20 size for 20-inch rims
- XL designation
- Listed load capacity of 1,929 pounds
- The product listing is for one tire, not a four-tire set.
Skip it if you need four tires in one listing; the Travelstar UN33 is sold as a set of four.
The HP108 suits drivers sourcing an individual all-season 245/45R20 replacement and checking XL capacity against vehicle requirements. It is listed as one tire, so buyers planning a complete replacement must purchase the required quantity separately.
Full product details
| Brand | Fullway |
|---|---|
| Included Components | Tire Only |
| Item Dimensions | 27 x 27 x 10 inches |
| Item Weight | 28.3 pounds |
| Load Capacity | 1929 pounds |
| Manufacturer | Fullway |
| Part Number | HP1082007 |
| Manufacturer Warranty Description | Standard Limited Warranty |
| Model Number | HP1082007 |
| Rim Size | 20 inches |
| Size | 245/45R20 |
| Vehicle Tire ISO Metric Size Description | 245/45R20 |
Listed on Amazon as: Fullway HP108 245/45ZR20 103W All Season XL Radial 20 inch Tire
View on Amazon
#8
8. Fullway HP108 Set
- Size: 245/45R20
- Rim Size: 20 in
- Load Capacity: 1929 lb
Best for: All-season SUV set buyers.
Why it ranks #8: The set of four offers an all-season high-performance truck and SUV tire with an XL, 4-ply rating and 1,929-pound listed load capacity.
The HP108 is sold as a four-tire set in 245/45R20, giving SUV and truck owners a single purchase matched to this stated size. Its all-season, high-performance positioning offers a fit for drivers seeking one tire category for varied seasonal road use, with XL load range and a 4-ply rating.
The 245/45R20 size and 20-inch rim specification identify the wheel fit this tire is intended for, while the stated 1,929-pound load capacity gives buyers a concrete per-tire capacity figure to check against their vehicle requirements. All-season classification suits drivers looking for year-round tire use, and the high-performance designation points to its performance-oriented category. The set contains four tires, which can simplify sourcing a complete replacement set; treadlife is listed as N/A, so longevity is not specified here.
- Sold as a set of four tires
- 245/45R20 size for 20-inch rims
- All-season classification
- XL load range with 4-ply rating
- Treadlife is listed as N/A, so no mileage figure is provided.
Skip it if you need a stated tread-life figure; the Lexani LX-Twenty lists a 55,000-mile limited tread-life warranty.
Choose this Fullway set if you need four 245/45R20 all-season tires for a truck or SUV and value its stated XL, 4-ply construction. Check vehicle load requirements, since the listed capacity is 1,929 pounds per tire.
Full product details
| Brand | Fullway |
|---|---|
| Included Components | Tire |
| Load Capacity | 1929 pounds |
| Manufacturer | Fullway |
| Part Number | HP1082007 |
| Rim Size | 20 inches |
| Size | 245/45R20 |
Listed on Amazon as: Set of 4 (FOUR) Fullway HP108 All-Season Truck/SUV High Performance Radial Tires-245/45R20 245/45ZR20 245/45/20 245/45-20 103W Load Range XL 4-Ply BSW Black Side Wall UTQG 380AA
View on Amazon
#9
9. Mastertrack M-TRAC HP
- Size: 245/45ZR20 103Y
- Rim Size: 20 in
- Load Capacity: 1929 lb
Best for: Four-tire replacement buyers.
Why it ranks #9: This set of four is the correct 245/45ZR20 size with a 103Y XL rating and 1,929-pound listed load capacity, but few other details are supplied.
Mastertrack sells the M-TRAC HP as a set of four 245/45ZR20 high-performance tires, making the package size its clearest practical distinction. The listing gives a 103Y XL specification and a 1,929-pound load capacity, information buyers can use when checking the tire’s size and stated capacity against their vehicle requirements.
The 245/45ZR20 size and 20-inch rim specification identify the intended wheel fit, while the 103Y XL designation supplies the tire’s stated service description for a buyer to compare with vehicle requirements. Its listed 1,929-pound load capacity provides another concrete fit-check figure. Because this product is offered as four tires, it can provide a complete matching set in one purchase. The supplied specifications identify it as high-performance, but provide no additional tread or seasonal detail.
- Sold as a set of four tires
- 245/45ZR20 size for 20-inch rims
- 103Y XL specification
- Listed load capacity of 1,929 pounds
- The supplied listing gives no tread-life or seasonal-use detail.
Skip it if you need named all-season traction features; the Travelstar UN33 lists M+S-rated rain and light-snow use.
This Mastertrack set suits buyers seeking four high-performance tires in 245/45ZR20 with a stated XL specification and load capacity. Review your vehicle’s requirements carefully; the supplied product information does not detail seasonal traction or tread behavior.
Full product details
| Brand | Mastertrack |
|---|---|
| Load Capacity | 1929 pounds |
| Part Number | MASTHP011-A4B |
| Model Number | MASTHP011-A4B |
| Rim Size | 20 inches |
| Size | 245/45ZR20 103Y |
| Vehicle Tire ISO Metric Size Description | 245/45ZR20 |
Listed on Amazon as: Set of 4 Mastertrack M-TRAC HP 245/45ZR20 103Y XL High Performance Tires
View on Amazon
#10
10. Aplus Pro Racing
- Size: 245/45ZR20
- Rim Size: 20 in
- Load Capacity: 16 oz
Best for: Dry-road performance drivers.
Why it ranks #10: Its 103W XL size matches, but the semi-slick directional tread and racing-focused description make it less suited to general all-season use.
A semi-slick directional tread gives the Aplus Pro Racing its clearest distinction: it prioritizes dry grip and high-speed stability for sports and performance vehicles. Its heat-resistant racing compound is specified for consistent performance under extreme conditions, while the 245/45ZR20 size targets drivers whose vehicle calls for this fitment.
The directional semi-slick tread and high-grip compound are paired for dry-road grip and stability at speed, while the compound’s heat resistance supports the tire’s stated extreme-condition racing role. Wide shoulder blocks add rigidity for aggressive cornering, and the optimized design aims for quick, precise steering response. Reinforcement belts are specified to support high-speed durability and structural integrity. This is a dedicated racing tire, so its listed strengths suit drivers prioritizing performance handling rather than broad all-season versatility.
- Semi-slick directional tread for dry grip
- Heat-resistant compound for extreme conditions
- Wide shoulder blocks support aggressive cornering
- Reinforcement belts for high-speed structural integrity
- Its semi-slick racing focus does not provide an all-season-use designation.
Skip it if you need a stated all-season tire; the Goodyear Eagle Touring lists wet, dry, and snowy-condition traction.
This Aplus fits performance-vehicle owners focused on dry grip, steering response, and high-speed use in the specified 245/45ZR20 size. Its racing orientation is the boundary: choose an all-season option if varied seasonal traction is your priority.
Full product details
| Brand | Aplus |
|---|---|
| Included Components | Tire Only |
| Item Dimensions | 27 x 27 x 10 inches |
| Item Weight | 39 pounds |
| Load Capacity | 16 ounces |
| Manufacturer | Aplus |
| Part Number | 20000309 |
| Manufacturer Warranty Description | Standard Manufacturer Warranty |
| Model Number | 20000309 |
| Rim Size | 20 inches |
| Size | 245/45ZR20 |
| Vehicle Tire ISO Metric Size Description | 245/45ZR20 |
Listed on Amazon as: Aplus Pro Racing 245/45ZR20 103W XL Racing Tire
View on AmazonAvoid a size-match compatibility trap
A matching 245/45R20 size does not by itself establish that a tire is suitable for your vehicle. These listings show meaningful differences in load and speed markings: examples include the Kumho Crugen HP71 at 103V XL, the Travelstar UN33 at 103W XL, and the Goodyear Eagle Touring at 99V SL. The listed load capacity is also not consistent: several tires state 1,929 pounds, while the Lexani LX-Twenty lists 1,609 pounds.
Check your vehicle’s tire placard or owner’s manual for the required size, load index, speed rating, and construction. Do not assume that a higher-looking rating is a substitute for the vehicle maker’s requirements.
If replacing only some tires, consult a tire professional about matching the existing tires and vehicle drivetrain; size alone cannot settle that question.
All-season does not mean dedicated winter performance
An all-season label does not establish that a tire can replace a dedicated winter tire in severe snow or ice. Several options here describe all-season use, including the Kumho Crugen HP71, Goodyear Eagle Touring, and Ironman iMove Gen 3 A/S. The Travelstar UN33 is listed as M+S rated and describes traction in rain, light snow, and variable conditions.
Those descriptions do not provide a snow-braking test result or a severe-snow certification, so avoid treating them as proof of winter capability. The Lexani LX-Twenty is specifically described for warmer weather, making it a different seasonal choice from the all-season models.
Drivers who regularly encounter harsh winter conditions should verify their local requirements and consider whether a dedicated winter setup is needed rather than relying on the broad all-season label.
How to Choose 245/45R20 Tires
Load and speed rating
Start by matching the load index and speed rating required by your vehicle, rather than choosing by tire size alone. The listings range from the Goodyear Eagle Touring at 99V SL to multiple 103-rated options, including the Kumho Crugen HP71 at 103V XL and Travelstar UN33 at 103W XL; the Mastertrack M-TRAC HP is listed as 103Y XL. Several products state a 1,929-pound load capacity, while the Lexani LX-Twenty states 1,609 pounds.
These differences matter when choosing a replacement, especially for an SUV or a vehicle carrying heavy loads. Verify the exact requirements on your vehicle placard or manual.
Drivers whose vehicle calls for an XL or 103 rating should compare those specific markings, not just the tire dimensions.
Season and intended driving
Choose a tire whose stated season and intended use fit your typical roads. The Kumho Crugen HP71, Goodyear Eagle Touring, and Ironman iMove Gen 3 A/S are listed as all-season options; the Travelstar UN33 specifically describes M+S-rated traction in rain, light snow, and variable conditions. In contrast, the Lexani LX-Twenty is designed for warmer weather, while the Aplus Pro Racing listing describes a semi-slick tread for racing use.
That makes these products different kinds of choices, not interchangeable descriptions of everyday driving performance. A driver seeking broad seasonal versatility can look toward the all-season models, while a performance driver in warmer conditions may consider the Lexani.
Those expecting severe winter use should not infer dedicated snow capability from an all-season or M+S description alone.
Coverage and package contents
Check whether the listing covers one tire or a full set, and compare any stated warranty details. The Travelstar UN33 and Mastertrack M-TRAC HP are explicitly listed as sets of four; the Fullway HP108 set listing also specifies four tires. Other listings, such as the single Fullway HP108 and Kumho Crugen HP71, describe a tire rather than a four-tire package.
Stated tread-life coverage ranges from the Lionhart LH-Five’s 40,000-mile mileage warranty to 55,000 miles for the Lexani LX-Twenty and 65,000 miles for the Kumho Crugen HP71. Warranty language differs by product, and not every listing provides a mileage figure.
Drivers replacing all four should verify package quantity, while those comparing coverage should review the manufacturer’s full warranty terms.
Which 245/45R20 Tire Should You Choose?
For an SUV or crossover driver seeking an all-season tire with stated tread-life coverage, choose the Kumho Crugen HP71: it is ranked first and lists a 103V XL rating and a 65,000-mile limited tread-life warranty. If you need a set of four with a 103W XL rating, the Travelstar UN33 is the strongest fit, with M+S-rated all-season versatility. Choose the Goodyear Eagle Touring if its 99V SL rating meets your vehicle’s requirements and quiet on-road driving is a priority.
For a warmer-weather performance option with a stated 55,000-mile limited tread-life warranty, consider the Lexani LX-Twenty. The Aplus Pro Racing is the narrowest-use choice: its semi-slick, racing-focused design is less appropriate for buyers seeking an everyday all-season tire.
Related Buying Guides
Frequently Asked Questions
How can I confirm that 245/45R20 tires are compatible with my vehicle?
Check your vehicle’s owner’s manual and the tire-information placard, usually found on the driver’s door frame, for the approved tire size and minimum load and speed ratings. Confirm that 245/45R20 and the tire’s ratings meet those requirements. If the information is unclear, ask a qualified tire professional before buying or installing tires.
Can all-season 245/45R20 tires replace winter tires in snowy conditions?
Not necessarily. All-season tires are designed for a range of conditions, but that does not establish that they can match dedicated winter tires in snow or ice. Consider your local winter conditions and the tire’s stated capabilities; if you regularly drive on snow or ice, consult a tire professional about suitable winter tires.
Should I replace all four tires or can I replace only one or two?
Replacing all four can help maintain consistent traction and handling, but whether fewer replacements are appropriate depends on your vehicle, drivetrain, and the condition and wear of the remaining tires. Check the vehicle manual and have a tire professional assess the set before replacing only one or two.
What do the load and speed ratings mean when choosing a tire?
The load rating indicates a tire’s load-carrying capacity, while the speed rating identifies its rated speed capability under specified conditions. Match or exceed the requirements in your vehicle manual or tire placard; do not select a lower rating without qualified guidance. Listings here include ratings such as 103W, 103V, and 99V.
What is the difference between all-season and racing-focused tires in this selection?
The listings identify several tires as all-season, while the Aplus Pro Racing is described as racing-focused and semi-slick. The published verdict considers that design less suitable for everyday all-season use. Choose based on your driving conditions and intended use, and confirm the tire’s capabilities before relying on it in particular weather.
Final Words
For an SUV or crossover needing an all-season 245/45R20 tire, the Kumho Crugen HP71 is the leading choice in this roundup, with a listed 103V XL rating and 65,000-mile limited tread-life warranty. Consider the Travelstar UN33 if you need a set of four and a 103W XL rating. Before ordering, verify size and ratings against your vehicle requirements; choose a winter or performance-focused option only when its intended use fits your conditions.

